7 Best Career Options in Commerce with Maths | Secret Tip for a Higher Merit

Career options in commerce with maths with salary| Career options in commerce with maths | Career options in commerce with maths after 12th | Career opportunities in commerce with maths

Should I take on maths or not?

This is a question that every single student who is opting for commerce has in mind.

I am a commerce student. And, I can tell you from my personal experience that the decision is never easy. 

I opted for mathematics as one of my core subjects but later changed it to an additional subject. But Yes, I chose maths with commerce.

Should I Choose Maths With Commerce? Are There Better Career Opportunities in Commerce with Maths?

Should I Choose Maths With Commerce? Are There Better Career Opportunities in Commerce with Maths

The main reason for which I will suggest you choose mathematics is the vast competition. The number of students opting for commerce increases, and to have the edge over the others, you will have to choose the hard way.

Whether you are good at maths or not, you can still choose maths with commerce without affecting your overall percentage.

This is because you get the option to choose whether you want to have maths as a core subject or as an additional subject.

Maths as a Core Subject

Maths as a core subject in commerce is an excellent option for students who are good in maths but do not want to pursue sciences. This will open the doors of opportunities for you after the 12th. I will talk about these opportunities later in this blog. So keep scrolling!

Maths as an Additional Subject

Maths as an additional subject is the perfect way to go for the students who are not that great at maths, but they still do not want to miss out on any opportunity. 

Additional subject means that you will have to study 6 subjects, out of which 5 are core and one additional. 

Now, this must not be a massive burden as your additional subject scores will not be added to your core subject result. This means you have just to clear the exam.

That sounds like a great deal. Right?

Top 7 Career Options in Commerce With Maths After 12th Class!

Top 7 Career Options in Commerce With Maths After 12th Class

Now let’s explore some of the career options in commerce with maths with the salary that one can make. 

1. CA

Chartered Accountancy is the most popular course among commerce students. It is also undoubtedly one of the most competitive and most challenging exams in India.

You can choose between starting the CA Foundation course either right after the 12th or after graduation. The ICAI (Institute of Chartered Accountants of India) organizes the exam twice a year. 

Academic Path(s)

If you want to become a CA, you must have a graduation degree. So you go for either a full-time course in commerce or you can go for correspondence. 

You also need to register yourself with the ICAI and clear the foundation exam.

This is followed by a 2.5-3 year-long article-ship under a practising C.A.

The final step to gain your C.A. certification is to clear the C.A. Final.

Average Salary of a C.A. in India

The average salary of a C.A. in India is around Rs. 7.36 lac. Although it varies with your experience, the company you’re working with, etc.

2. CS

The job of a company secretary is to take care of the administration of a company efficiently. This involves ensuring legal and statutory compliance and governance-related issues in a company.

This ICSI (The Institute of Company Secretaries of India) manages the course. You can work in India’s public and private sectors and set up your own CS firm.

Although this course does not require a maths background, it will be beneficial for you as it will help you develop analytical skills.

Academic Path(s)

You need to clear the Foundation Program, Executive Program followed by a 15 months training period, and Professional Program to get certification and join ICSI as an associate member.

Average Salary of a C.S. in India

The average salary of a Company Secretary in India is around Rs 5.9 lac per year as per payscale.com.

3. Economics

Economics is the study of the production, use and, transfer of goods, services, and resources. This is a research-based career and requires excellent analytical skills and problem-solving skills. 

The job of an economist involves conducting research and analyzing data to predict market trends, make suggestions for resolving economic issues, etc., for an organization or market.

This field requires statistical knowledge, and thus maths is also an essential requirement.

Academic Path(s)

You can go for courses like  B.A/B.Sc. (H) Economics, Bachelor of Business Economics, etc., and then go for a Master’s in Economics. 

Many colleges/universities require maths as a core subject for admission to economics courses.

Average Salary of an Economist in India

The average salary of an economist in India is around Rs. 8 lac per year.

4. Certificate in Investment Banking (CIB)

Certificate in Investment Banking (CIB)

The job of an Investment banker involves helping organizations, companies, and clients in managing and growing their financial assets. They assist companies in making investment-related decisions to increase their value. 

So, of course, an investment banker must have an excellent knowledge of market trading and securities.

Academic Path(s)

To pursue investment banking as a career, you need to graduate with economics or finance as a core subject. 

Then, you need to complete the CFA (Chartered Financial Analyst ) training program to get into the field. 

Although, you can get a job after completing the CFA program after your graduation. But, to grow, you need to pursue MBA later on.

Average Salary of an Investment Banker in India

The average salary of an Investment Banker is around Rs. 9 Lac. in India.

5. Management

In simple language, management is the art of getting things done by others. And the job of a manager is to ensure efficient and effective planning, organizing, staffing, directing, and controlling in an organization. 

Now, this is a vast field and is not limited to any particular specialization. There are vast opportunities like marketing, HR, operations, international business, finance, etc.

In some colleges, mathematics is an essential requirement for a management course.

Academic Path(s)

To pursue a career in management, you need to go for a B.Com/ BBA/ BMS course and then an MBA in whatever field of management you want to get in.

Average Salary of a Manager in India

The average salary depends on various factors like the organization, the level at which someone is working, their field, etc. Although, as per research conducted by payscale.com, the average salary of a manager in India is around Rs. 8.6 lac.

Click here to learn about the Common Admission Test (CAT) for admission to management courses.

6. Commerce


Now, commerce is not a particular career line in itself. But it is an umbrella term used to describe all the services that aid trade and business like auditing, accounting, finance, taxation, etc. 

Academic Path(s)

The course option is also extensive and distinguished depending upon the field you want to pursue in your career. 

You can go for graduation with a B.Com or B.Com (Hons.) degree. 

For post-graduation, you can pursue an M.Com or MBA.  

Or you can even go for a certification course, such as CA, CS, CMA, etc.

Average Salary 

The average salary in commerce entirely depends on the field that you decide to pursue. And it may vary hugely with the area of specialization.

7. Actuarial Sciences

The job of an Actuary involves dealing with the analysis of risk across various fields, such as insurance, finance, business, and healthcare. They use multiple statistics, mathematical equations, and financial theories to determine uncertainty and risk, which may affect the future operations of an organization. 

They work towards designing and implementing pricing theories for insurance and liabilities of an organization.

Academic Path(s)

You need to have a graduation degree to be eligible for the test to pursue a career in actuarial sciences. Maths (Hons.), Statistics (Hons.) and B.Com (Hons.) are excellent choices for a career in Actuarial sciences.

Then, you must clear the Actuarial Common Entrance Test (ACET) and register yourself at the Institute of Actuaries of India (IAI). 

Then IAI conducts 15 exams to certify you. However, you can start working after clearing five exams.

Average Salary of an Actuary in India

The average salary of an actuary in India is around Rs. 10 Lac. Although, again, it will depend on various factors.

Also, see if the graduation in accounting and finance from a UK university is acceptable in India for a job.

Secret Tips for Getting a Higher Merit in Commerce for Top Colleges 

Secret Tips for Getting a Higher Merit in Commerce for Top Colleges

Pro Tip Alert!!

Need a point breaker to make the decision?

Read this carefully!

The information that I’m going to share with you is vital from an admissions perspective to colleges for graduation. 

In many universities/colleges, opting for additional maths can be a game-changer while applying for your dream college. 

For instance, if you apply for admission to any course in a college under Panjab University, Chandigarh, then opting for maths as an additional subject can be rewarding.

Even if you are not good at maths, you should opt for the additional subject to increase your merit for admission basis.

Here’s how it works:

The university rolls out a combined merit list of all the students who have applied for admissions in various colleges. Students are allotted colleges directly by the university as per the respective merit.

The merit list calculates your score as the combined score of all five subjects + the weightage of any CORE additional subject. As maths is a core subject, opting for it as an additional subject will add the weightage, i.e., 16% (approx.) to your total percentage.

So, e.g., if you score 90% in 5 subjects and get passed (irrespective of the score) in maths as a 6th subject, then your merit as per the university becomes 90+16= 106%.

While if you score 90% without maths, then your merit score will be 90% only.

This is only if you are not interested in maths or want to pursue a career option requiring maths. Because in that case, it will be beneficial to opt for maths as a compulsory subject. It will increase your knowledge in the subject and help you prepare better for competitive courses like CA.

I’m sure this tip will help you make up your mind to opt for maths in commerce.


  1. What are the jobs in commerce with maths?

    Some of the best jobs in commerce with maths include CA, CS, Economist, Certified Public Accountant, etc.

  2. Which job has the highest salary in commerce?

    Chartered Accountancy (CA) is the highest paid profession in commerce.

  3. Is it good to take commerce with maths?

    Yes, taking maths with commerce is beneficial as it will help you expand your career opportunities.

  4. What type of math is used in commerce?

    Typically, elementary arithmetic, elementary algebra, statistics, and probability are the topics of maths used in commerce.


So, to conclude the blog, I’ll share my personal opinion on this. I think students should go for maths with commerce. It will help them be eligible for a variety of courses, but it will help them prepare for other competitive exams. 

Whether you want to take on maths as a core subject or an additional subject, this is totally up to you. This decision should be made as per your preference and liking for maths.

I hope you find this blog useful. If you have any queries related to this topic, ask us in the comment section below. We are happy to help!

Avipsa Lakhanpal

Hey there! I am Avipsa Lakhanpal. I'm a passionate writer and a self-taught artist. I like writing on subjects relating to academics, career, e-commerce, and general knowledge. I write with the sole aim of assisting my readers to their complete satisfaction. Read more